5 Excuses for Withdrawing Cash: Should You Make Them?
People make excuses for withdrawing cash for many reasons, from protecting their privacy to hiding their spending. When you are visiting a bank to make a withdrawal, the teller may ask why you need the cash you are withdrawing. They need to ask these questions so that they can try to detect signs of money…
How to Deposit a Large Cash Gift
If you’ve recently received money from someone, you may wonder how to deposit a large cash gift in a bank account. Whether you have received money for a deposit on a house or other reason, depositing the cash is straightforward and easy – although you may face some questions. You can deposit a large cash…
Why Does Bank of America Require ID for Cash Deposits?
Have you ever tried to deposit cash at Bank of America and been surprised to find that you need to provide ID? You’re not alone. Bank of America, like many banks, requires ID for cash deposits to confirm your identity. You may wonder why you need to prove who you are – after all, you…
Can Someone Access My Bank Account with My Social Security Number?
Someone with your Social Security Number (SSN) may be able to access your bank account in certain circumstances, but they would have difficulty with just your SSN alone. Fortunately, you can take several steps to protect yourself from identity fraud and protect your bank account. What is your Social Security Number? Your Social Security number…
Why Does Chase Require ID to Deposit Cash?
Chase Bank is among the many banks that may ask for ID to deposit cash as a way to prevent money laundering. Banks want to make sure that the cash is going into your account. When you have a large cash deposit, a bank can require ID so that you don’t deposit money into another…
What is the Money Supply? M0, M1, M2 Defined
Money supply is the total amount of money a particular country has on a particular day. Of course, that amount can change dramatically from day to day and year to year depending on a number of factors. In economics, money supplies includes physical cash money, or anything that can be very easily converted to cash…
What Is A Gold IRA? Everything You Need to Know
Investing for retirement is a key part of staying on the road to financial health. Investors have a wide array of decisions to make with shaping their retirement portfolios – from choosing the right assets to using the best type of accounts. If you are including gold in your retirement account, you may be surprised…
Financial Infidelity: Is Your Partner Keeping Money Secrets?
If you got showered with gifts on Valentine’s Day, don’t assume your partner has the money to pay for them. Financial infidelity, which is basically lying about money, is widespread among many generations, according to a recent survey by CreditCards.com. That can include hiding debt, harboring a secret bank account or holding extra credit cards,…
How to Save Money on Heating Bills
If you live in a place where winter bring a sharp chill, you probably face high heating bills in the coldest few months. Those heating bill can come as a shock to many people, and they can throw your budget off balance. Fortunately, there are several effective tips for lowering your heating bill that you…
How to Budget and Save Money on a Small Income
Saving money and creating a budget might sound like chores you don’t need when you’re living on a tight budget. Even if you have a small income, learning how to budget and save money is key to keeping you in good financial health and opening doors for a better future. Ways to Budget with a…
Cheapest Student Loan Refinance Choices
If you’re carrying a student loan, a refinance can help you tremendously. Finding the cheapest student loan refinance choices are key to getting the most out of transferring your current loan into a new one. What does it mean to Refinance Your Student Loan? When you refinance a loan, it means you open a new…
Citi Diamond Preferred Card’s 0% Intro APR
The Citi Diamond Preferred Card is credit card that can help you lower your credit card debt if you take advantage of its 0% APR term. The Citi Diamond Preferred Card, geared for consumers with credit scores above 700, has a substantial introductory period of 18 months with a 0% APR on both purchases and…
Understanding Your Credit Score
Many numbers will play a key role in your financial life for different reasons. Among the most important is a three-digit figure that affects nearly all aspects of your financial health – your credit score. Understanding your credit score is important because it basically determines your creditworthiness. It’s a number usually between 300 and 850…
Socially Responsible Investing: Pros and Cons
Investment portfolios are personal. Your assets are tailored to your specific financial situation and investing goals. For many people, investment choices go beyond those that make the most money. A growing number of investors are actively scouting for stocks and mutual funds for their moral stance on any number of issues, from the environmental to…
Best Apps to Sell Used Clothes Online
When you need a little extra cash, you can sometimes find a little windfall in your closet. Someone may be willing to pay a pretty penny for your used clothes you no longer wear. Here, we’ll review some of the best apps to sell used clothes online. By choosing a reputable app to sell second-hand…
Knowledge is Power That’s Priceless
You’ll find a lot of talk about money issues on Wallet Arrow. But one thing that’s sometimes left out of the financial picture is the value of other things. For example, love, friendship, and health are all ways to add “wealth” to your life. Knowledge, which can come from many sources, is arguably also among…
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