Money Games for Kids: Delivering Valuable Life Lessons

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Teaching your child about the world of finance is no easy feat. It’s a boring and complicated topic. And their attention span is short.

Yet children who know how money works gain in edge in making tough decisions about how to spend and save throughout their life. The right financial choices can often mean the difference between a stressful life and one with freedom.

One way to make the topic of managing money a little less dull for kids is to use games to keep their interest. With the right games, kids can stay engaged while gaining valuable lessons they can use for the rest of their life.

Best Money Games for Kids

1.) Pay Day

  • Age Range: 8 and up
  • Skills: Budgeting, Counting, Earning Money

Pay Day from Hasbro is one of the classic games for learning about money. Kids get lessons on what it’s like to make decisions about spending after earning money.

2.) Monopoly

  • Age Range: 8 and up
  • Skills: Real Estate, Bankruptcy, Loans, Debt, Budgeting
Money games for kids

Of course, Monopoly is another money game for kids that has been around for decades. Still, children today can learn about how real estate portfolios can build wealth – and how poor decisions can bring swift consequences.

3.) Cash Flow 101

  • Age Range: 8 to 10
  • Skills: Money Management, Cash Flow
Money Games for Kids

From the author of Rich Dad, Poor Dad, Cash Flow 101 aims to provide interactive lessons in money management, teaching you to get on the fast track to success. It simulates real life situations, with the goal of the game being to get out of poverty. This kids game takes from 1 to 3 hours to play, on average.

4.) Financial Peace Jr.

  • Age Range: 3 – 12
  • Skills: Earning Money by Working, Saving, Giving

By Personal Finance expert Dave Ramsey, Financial Peace Jr. aims to reinforce financial lessons with fun activities. Age-appropriate chores are part of the activities used to teach kids how to use money they earn. Lessons also include ones on saving, giving and spending as kids hear creative stories and track their progress on a dry erase board.

5.)  Cover Your Assets

  • Age Range: 7 and up
  • Skills: Saving, Earning, Types of Assets

Family time can include playful competition with this Amazon-recommended game that also teaches kids about money. The first to score a $1 million wins.

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6. Money Bags

  • Age Range: 7 and up
  • Skills: Counting, Saving

Money Bags is a straight forward game that emphasizes counting with real-looking U.S. money, including both bills and coins. For 2 – 4 players.

Best Online Money Games for Kids

Playing fun money games with family members can help establish connections, but kids can also benefit from playing games alone at their own pace.

With online money games, the choices are seemingly limitless with new additions every year. And the best part is, most of these online games are free.

Here are some of the best online money fun games for kids:

The Bottom Line

Kids have nothing to lose and everything to gain from learning valuable lessons about money and how it works.

Money games for kids and the right fun online games for kids can go a long way in giving them a great start toward understanding how to make tough financial decisions.

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