How to Pay Off Debt Faster

Learning how to pay off debt is one of the best things you can do for yourself, especially when it comes to credit cards. The brutal cycle of debt can keep you from making important life steps, like buying a home or investing for retirement. Fortunately, you can learn how to pay off debt fasterContinue reading “How to Pay Off Debt Faster”

How Low Interest Rate Credit Cards Help Manage Debt

Anyone who’s had credit card debt knows that it can escalate quickly. The reason your credit card debt seems to snowball is because of the interest, which can add up to create even more debt. That’s why low interest rate credit cards help keep costs down. Interest costs can have a very damaging compounding effect.Continue reading “How Low Interest Rate Credit Cards Help Manage Debt”

Balance Transfer Credit Cards: A Good Idea?

Transferring your debt to a credit card with low interest or 0% APR is often a great strategy for reducing your debt and saving money – and often a bad strategy. Balance transfer credit cards have a number of advantages, but also some downsides to consider. If you want to use a balance transfer toContinue reading “Balance Transfer Credit Cards: A Good Idea?”

Do you Need An RFID Wallet for Security?

For most people, a wallet is an essential little device for keeping your credit cards and your money organized. But an RFID wallet can offer more – security. Unfortunately, one form of fraud involves Radio-Frequency Identification (RFID) hacking in which radio waves are used to catch and read the information that’s stored in chips. Then,Continue reading “Do you Need An RFID Wallet for Security?”

How Do 0% APR Credit Cards Work?

Many people are attracted to credit cards with lower interest rates, so 0% APR credit cards may seem like a sure win for them. However it’s worth learning how these cards work before you apply. With 0% APR credit cards, you don’t have to pay interest on your purchases. But credit cards only provide 0%Continue reading “How Do 0% APR Credit Cards Work?”

How to Choose the Best Credit Card for Your Finances

Your credit history will play a role in what kinds of credit card you can get The best credit card for you will be based in part on how you plan to use the card Review the main features of each credit card: credit limits, interest rates, perks, and penalties Credit cards can bring bigContinue reading “How to Choose the Best Credit Card for Your Finances”