If you’ve recently received money from someone, you may wonder how to deposit a large cash gift in a bank account. Whether you have received money for a deposit on a house or other reason, depositing the cash is straightforward and easy – although you may face some questions. You can deposit a large cashContinue reading “How to Deposit a Large Cash Gift”
Tag Archives: Personal Finance
Why Does Bank of America Require ID for Cash Deposits?
Have you ever tried to deposit cash at Bank of America and been surprised to find that you need to provide ID? You’re not alone. Bank of America, like many banks, requires ID for cash deposits to confirm your identity. You may wonder why you need to prove who you are – after all, youContinue reading “Why Does Bank of America Require ID for Cash Deposits?”
Can Someone Access My Bank Account with My Social Security Number?
Someone with your Social Security Number (SSN) may be able to access your bank account in certain circumstances, but they would have difficulty with just your SSN alone. Fortunately, you can take several steps to protect yourself from identity fraud and protect your bank account. What is your Social Security Number? Your Social Security numberContinue reading “Can Someone Access My Bank Account with My Social Security Number?”
Ultimate Guide: How to Get Your First Credit Card
Having a credit card opens the doors to many other financial steps. It’s practically essential to have a credit card in today’s consumer world. Credit cards can provide tremendous convenience. They are often a crucial starting point for building a healthy credit history. With a good credit foundation, you can reach significant financial milestones likeContinue reading “Ultimate Guide: How to Get Your First Credit Card”
Cheap Appetizers and Easy Hors D’oeuvres You Can Make Fast
Are you hosting a party soon, or preparing for guests? Having a few cheap and easy appetizers on hand can go a long way in keeping people happy while not driving you insane. We’ll get straight to the point with the recipes because, after all, if you’re getting ready to host people at your place,Continue reading “Cheap Appetizers and Easy Hors D’oeuvres You Can Make Fast”
Splitting the Rent with Roommates: Best Tips
Splitting the rent payments with another person is a great way to save money on what’s usually your largest living expense. It’s much cheaper than living alone and can save you hundreds of dollars on your monthly obligations To keep the peace at your place, it’s a good idea to review your choices for splittingContinue reading “Splitting the Rent with Roommates: Best Tips”
Asset Allocation by Age: Designing Your Portfolio
All investors eventually learn the golden rule of investing: diversify, diversify, diversify. Still, achieving the best mix of stocks, bonds and other assets is no easy feat. Fortunately, you can turn to several ways for getting your portfolio right, including asset allocation by age. You want diversity in your portfolio to avoid putting all yourContinue reading “Asset Allocation by Age: Designing Your Portfolio”
Best Apps to Make Money
While you’re scrolling around on your phone for hours, you could actually be using the best apps to make money to reward yourself. Believe it or not, some apps can actually kickback money to you for what you’d be doing anyway – whether it’s buying certain products, selling things you’re trying to get rid ofContinue reading “Best Apps to Make Money”
How to Pay Off Debt Faster
Learning how to pay off debt is one of the best things you can do for yourself, especially when it comes to credit cards. The brutal cycle of debt can keep you from making important life steps, like buying a home or investing for retirement. Fortunately, you can learn how to pay off debt fasterContinue reading “How to Pay Off Debt Faster”
A $1,000 Emergency Fund: Is it Enough?
A $1,000 Emergency fund is a great start to saving for unexpected expenses, but it’s probably not enough.
As a rule of thumb, you should save three months’ worth of living expenses for a secure emergency fund. For most people, $1,000 can be very helpful in times of distress, but it likely won’t cover what you need to pay in just one month, let alone three.
